March 5, 2014

Notification

Consumption Tax Rate Increase and Revisions to Various Charges (Individual Customers)

The consumption tax rate will be increased from 5% to 8% starting on April 1, 2014. In addition, the various charges related to Seven Bank accounts will be revised starting on April 1, 2014.

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For applications and planned transactions prior to March 31, 2014, the new revised charges apply when the actual transactions occur after April 1, 2014.

(1) List of Charges (Including consumption tax, etc.)

Seven Bank ATM Service Fees

		Before revision	After revision
Withdrawals (including withdrawals for domestic money transfers)	00:00 to 07:00	105 Yen	108 Yen
	07:00 to 19:00	Free of charge	Free of charge
	19:00 to 24:00	105 Yen	108 Yen
Deposits		Free of charge	Free of charge
Balance inquiry		Free of charge	Free of charge

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A separate transfer fee is required for domestic money transfers.
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A separate transfer fee is required for transfers using the International Money Transfer Service.

Transfer Fees (Domestic money transfers using Seven Bank ATMs or the Direct Banking Service)

	Before revision	After revision
To Seven Bank	52 Yen	54 Yen
To other banks	210 Yen	216 Yen
Transfer reversal fee	630 Yen	648 Yen

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A separate ATM service (withdrawal) fee may apply depending on the timing of the domestic money transfer using an ATM.
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Even for domestic money transfers that are planned prior to March 31, 2014, the new revised charges apply when the actual transfer occurs after April 1, 2014. For further details, check section (2) Changes in Timing and Important Notes for Transfer Fees.

Other Charges

		Before revision	After revision
Cash card issuance fee	Cash card reissuing	1,050 Yen	1,080 Yen
	Family card issuing/reissuing	1,050 Yen	1,080 Yen
	Cash card design change	1,050 Yen	1,080 Yen
Statement fee	By mail*	105 Yen every month	108 Yen every month
Statement fee	Re-issue or extra issue	210 Yen for 1 month	216 Yen for 1 month
Balance Certificate issue fee	Periodical issue	315 Yen per copy	324 Yen per copy
	Irregular issue	525 Yen per copy	540 Yen per copy
	Special issue	2,100 Yen per copy	2,160 Yen per copy
ATM transaction statement reissuance fee		315 Yen per page	324 Yen per page
Transfer statement issuance fee		315 Yen per issuance	324 Yen per issuance
International money transfer statement issuance fee		315 Yen per issuance	324 Yen per issuance
Certificate issuance fees		1,050 Yen per copy	1,080 Yen per copy

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If you apply for the "Paper Statement Mailing Service," the Paper Statement Mailing Service Fee will be automatically debited to your account on the 2nd of each month. If the fee cannot be debited to your account, that month's statement (which is scheduled for delivery) will not be mailed.

（2）Changes in Timing and Important Notes for Transfer Fees

The tax rate when the domestic transfer is executed is applied to the domestic transfer fee.

Planned date/Execution date of domestic money transfer		Applicable tax rate
Planned date of transfer: Until March 31, 2014 Execution date of transfer: Until March 31, 2014		5%
Planned date of transfer: Until March 31, 2014 Execution date of transfer: After April 1, 2014		8%
Planned date of transfer: After April 1, 2014 Execution date of transfer: After April 1, 2014		8%